Blockchain, blockchain, blockchain. It seems like you can’t throw a rock without hitting someone discussing the potential for blockchain technology. And, for the most part, this is driven by consumer interest in technologies and the potential for innovation in the web 3.0 world we live in. 

While the consumer market is having a so-so engagement with blockchains, it is finding more purchase in enterprise applications–albeit with a few changes and customizations to address limitations. 

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With the new PCI DSS 4.0 updates now public, payment processors and security experts are examining some of the latest changes. One of the changes we’ve noticed (and one that will most likely make a massive difference for assessments) is the inclusion of customized approaches to PCI DSS assessment. This evolution of compensating controls in requirement assessment is set to alter how some companies think about their compliance obligations fundamentally. 

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On March 31, 2022, the Payment Card Industry (PCI) Security Standards Council released version 4.0 of the Data Security Standard (DSS), updating what has been a long-running standard that needed some refreshing based on the newest technologies on the market. The increased focus on eCommerce and reliance on mobile devices has introduced several major security threats to consumers and merchants, and version 4.0 serves as the PCI DSS way of addressing them. 

Merchants and credit card processors don’t, as of yet, need to update their infrastructure to 4.0 standards, but with the release of the initial documentation, the clock for meeting new compliance standards is ticking. 

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